Guides
Guides for navigating points and building your strategy
Helpful guides to walk you through the details, so you can make more informed decisions about your cards, your points, and the trips you want to take.
October 15, 2026
How to Earn the Southwest Companion Pass Before December 31, 2026
Southwest just changed the rules starting January, 2027, so here is what you want to do to earn the companion pass for 2027! - You need to act NOW!
Read itOctober 14, 2026
How to Navigate the 5/24 Rule
If you have just heard the term 5/24 and have no idea what it means, start here. Understanding it is key to your strategy to put yourself in a position to always to be able to apply for cards with Chase.
Read itSeptember 10, 2026
Keep, Downgrade or Cancel: What to Do When the Annual Fee Hits
Rule # 1 : keep every card open at least a year, always ask for a retention offer first, and then decide whether to keep, downgrade or cancel.
Read it
