Citi · Mastercard
Strata Elite Card
75,000 ThankYou points after $6,000 in three months, against a $595 fee. I am including it because the credits are real, but this is not a card I would start with: you have to actually use the hotel benefit, the Splurge credit, and the Blacklane credit to come out ahead, and $6,000 in three months is a lot of spending to manufacture. Only worth it if that spending was happening anyway.
- Welcome offer
- 75,000 ThankYou points
- Spend requirement
- $6,000 in 3 months
- Annual fee
- $595
- Credit guidance
- Excellent
- Subject to 5/24
- No
- Offer expires
- No stated end date
Earning rates
- Hotels, car rentals, and attractions booked on cititravel.com12x
- Air travel booked on cititravel.com6x
- Restaurants Friday and Saturday 6 PM to 6 AM ET (Citi Nights)6x
- Restaurants any other time3x
- Everything else1.5x
Benefits that matter
- Up to $300 annual hotel benefit on stays of two nights or more booked through cititravel.com
- Up to $200 annual Splurge Credit across select brands
- Up to $200 annual Blacklane chauffeur credit
- Priority Pass Select lounge membership
- Four American Airlines Admirals Club passes per year
- No foreign transaction fees
Transfer partners
Choice Privileges · Wyndham Rewards · Accor Live Limitless · Avianca LifeMiles · Cathay Pacific Asia Miles · Emirates Skywards · Etihad Guest · EVA Air Infinity MileageLands · Qantas Frequent Flyer · Singapore KrisFlyer · Thai Royal Orchid Plus · Turkish Miles&Smiles · Virgin Atlantic Flying Club
Details last verified September 4, 2026.