Chase · Visa

World of Hyatt Credit Card

This is the card that quietly pays for our family weekends. 30,000 points after $3,000 in three months, plus up to 30,000 more for doubled points in the first six months. The free Category 1-4 night every anniversary is usually worth more than the $95 fee on its own, which is why we have never cancelled it.

Welcome offer
30,000 World of Hyatt points
Spend requirement
$3,000 in 3 months
Annual fee
$95
Credit guidance
Good to excellent (roughly 700+)
Subject to 5/24
Yes
Offer expires
No stated end date

Earning rates

  • Hyatt hotels and resortsUp to 9x
  • Restaurants, airline tickets bought direct, local transit, and gym memberships2x
  • Everything else1x

Benefits that matter

  • Free night at any Category 1-4 Hyatt every cardmember anniversary
  • Second Category 1-4 free night after $15,000 of spending in a calendar year
  • 5 tier-qualifying nights toward status each year
  • Discoverist status for as long as you hold the card
  • Points do not expire while the account is open

Details last verified September 4, 2026.