Chase · Visa
Sapphire Preferred
The card I hand to anyone starting out. The current offer is 75,000 points after $5,000 in the first three months, the fee is $95, and the points transfer to airlines and hotels where they are worth far more than a statement credit. If $5,000 in three months is more than you already spend, wait for a cheaper offer instead of forcing it.
- Welcome offer
- 75,000 Ultimate Rewards points
- Spend requirement
- $5,000 in 3 months
- Annual fee
- $95
- Credit guidance
- Good to excellent (roughly 700+)
- Subject to 5/24
- Yes
- Offer expires
- No stated end date
Earning rates
- Chase Travel5x
- Dining3x
- Gas, EV charging, and vacation homes at top brands3x
- Streaming and online grocery3x
- All other travel2x
- Everything else1x
Benefits that matter
- $100 Chase Travel hotel credit each anniversary year
- Up to $120 Global Entry, TSA PreCheck, or NEXUS credit every four years
- Primary rental car coverage up to $60,000
- Trip cancellation and interruption up to $10,000 per traveler
- No foreign transaction fees
- Complimentary DashPass for 12 months
Transfer partners
World of Hyatt · United MileagePlus · Southwest Rapid Rewards · Air Canada Aeroplan · Virgin Atlantic · British Airways · Iberia · Flying Blue · Singapore KrisFlyer · Emirates · JetBlue · Marriott Bonvoy · IHG One Rewards
Details last verified September 4, 2026.