Chase · Visa
Freedom Unlimited
The easiest welcome offer on this list: a $200 bonus after only $500 of spending in three months, with no annual fee. We keep ours for everyday purchases that do not fall into a bonus category, and the points combine with our Sapphire Preferred when we want to transfer them.
- Welcome offer
- 200 dollars cash back
- Spend requirement
- $500 in 3 months
- Annual fee
- $0
- Credit guidance
- Good (roughly 670+)
- Subject to 5/24
- Yes
- Offer expires
- No stated end date
Earning rates
- Chase Travel5%
- Dining and drugstores3%
- Everything else1.5%
Benefits that matter
- No annual fee
- $200 bonus after just $500 of spending
- Points can be combined with a Sapphire card and transferred to travel partners
- Complimentary DashPass for 12 months
- 2% back on Lyft rides through 9/30/2027
Details last verified September 4, 2026.