Ashley Chasing Points

American Express · American Express

Gold Card

Amex now advertises as high as 100,000 points after $8,000 in six months, and the fee is $325. Read "as high as" literally: Amex tells you your actual offer before you accept the card, and it can be lower. We hold this one for the 4x on groceries and restaurants, which is where most of our real spending already lives.

Welcome offer
100,000 Membership Rewards points
Spend requirement
$8,000 in 6 months
Annual fee
$325
Credit guidance
Good to excellent (roughly 700+)
Subject to 5/24
No
Offer expires
No stated end date
See the current offer

Earning rates

  • Restaurants worldwide4x
  • U.S. supermarkets4x
  • Prepaid hotels booked through Amex Travel5x
  • Flights booked direct with airlines or through Amex Travel3x
  • Everything else1x

Benefits that matter

  • $120 annual dining credit ($10 monthly, enrollment required)
  • $120 Uber Cash per year ($10 monthly)
  • $84 Dunkin credit per year ($7 monthly)
  • $100 Resy credit per year
  • No foreign transaction fees
  • Points transfer to Delta, Air Canada, ANA, and other partners

Transfer partners

Delta SkyMiles · Air Canada Aeroplan · British Airways · Flying Blue · Virgin Atlantic · ANA Mileage Club · Singapore KrisFlyer · Emirates · Marriott Bonvoy · Choice Privileges · Hilton Honors

Details last verified September 4, 2026.